How To Apply American Express Blue Cash Preferred Credit Card

Explore the benefits and advantages the card has to offer!

Por: Davi em August 21, 2024

Explore the Benefits and Opportunities of the American Express Blue Cash Preferred Credit Card

The American Express Blue Cash Preferred Credit Card is a distinguished option among credit cards, celebrated for its exceptional range of benefits and rewards.

Known for its blend of reliability and innovation, this card is acknowledged for its significant cash back rewards and a variety of additional perks, making it a top choice for families, travelers, and individuals aiming to maximize savings while spending.

For those interested in enhancing their everyday spending and enjoying the exclusive perks provided by American Express, this card presents an appealing choice.

The sections below will offer an in-depth overview of the card’s features, benefits, and the application process.

Comprehensive Rewards and Perks

The American Express Blue Cash Preferred Credit Card is notable for its robust rewards program.

This program is tailored to accommodate diverse spending habits, making it an attractive option for a broad range of users.

Welcome Statement Credit

New cardholders can earn a $250 statement credit by spending $3,000 on their card within the initial six months.

This substantial welcome offer provides an excellent incentive for new users to activate their card immediately and start benefiting from significant savings right away.

Cash Back on Routine Expenses

The Blue Cash Preferred card delivers impressive cash back rates on everyday expenses, enabling users to maximize their savings across various categories:

6% Cash Back on U.S. Supermarkets: Earn 6% cash back on purchases made at U.S. supermarkets, up to a yearly cap of $6,000. Once this limit is reached, users continue to earn 1% cash back on supermarket purchases.
6% Cash Back on Selected U.S. Streaming Services: This benefit applies to popular streaming services, allowing users to receive cash back on their monthly entertainment expenses.
3% Cash Back on U.S. Gas Stations: Receive 3% cash back on purchases at U.S. gas stations, making it a great option for frequent drivers.
3% Cash Back on Transit: This includes various transit expenses, such as taxis, ride-hailing services, parking, tolls, trains, and buses.
1% Cash Back on Other Purchases: All other purchases made with the card earn 1% cash back, ensuring every transaction contributes to the cardholder’s rewards.

Cash back is credited to the account in the form of reward dollars, which can be easily redeemed as a statement credit, providing flexibility in using the rewards.

Plan It® Feature

The Blue Cash Preferred card includes the Plan It® feature, allowing users to divide large purchases into monthly payments with no upfront fees for the first 12 months from account opening.

This feature helps manage significant expenses without incurring high interest rates.

After the introductory period, monthly fees of up to 1.33% of the eligible purchase value may apply, depending on the plan’s duration, the APR for the purchase, and other factors.

Additional Card Benefits

Beyond its generous rewards program, the American Express Blue Cash Preferred card offers several other benefits designed to enhance the user experience.

No Foreign Transaction Fees

Cardholders will not incur any fees for transactions made abroad, making this card an excellent choice for international travel.

This feature allows users to make purchases overseas without incurring extra costs.

Purchase Protection and Extended Warranty

Purchases made with the Blue Cash Preferred card are protected against theft or damage for up to 120 days after the purchase date.

Additionally, the card extends the manufacturer’s warranty on eligible items by up to one year, providing added peace of mind for important purchases.

Car Rental Insurance

When users pay for a rental vehicle with their Blue Cash Preferred card, they benefit from car rental loss and damage insurance, which offers protection against theft or damage to the rental car.