How To Apply IHG Rewards Premier Card

Discover the advantages and characteristics of the credit card, and gain insight into the various features and service options available to cardholders

By: Emilly Correa Posted in: August 21, 2024 Last Update: August 13, 2025

For frequent travelers who prioritize excellence, explore new destinations, and seek top-notch travel experiences, the IHG One Rewards Premier Credit Card is an excellent choice.

This card provides a range of benefits and features designed to enhance your travel quality, including security, privacy, and unique opportunities such as rewards and bonuses.

Let’s examine the extensive features and services that make this card essential for dedicated travelers.

Generous Points Earning Structure

One of the most attractive features of the IHG Rewards Premier Card is its robust points earning structure. Cardholders can earn:

✅26 Points per Dollar: When staying at IHG Hotels & Resorts, including brands like InterContinental, Holiday Inn, and Crowne Plaza, you earn an impressive 26 points per dollar spent. This high earning rate significantly enhances your rewards balance, making your stays even more beneficial.

✅5 Points per Dollar: On travel, gas, and restaurant expenses, cardholders earn five points per dollar. This covers a wide range of daily expenses and ensures you are continually accumulating points.

✅3 Points per Dollar: For all other purchases, you receive three points per dollar. This competitive rate ensures that every card transaction contributes to your rewards.

Welcome Offer: An Exciting Start

To make your introduction to the IHG Rewards Premier Card even more rewarding, a substantial welcome offer is included.

New cardholders are granted a 140,000-point bonus after spending $3,000 within the first three months of account opening.

This generous bonus provides a fantastic start towards planning a luxurious trip or multiple nights at your preferred IHG hotels.

Exclusive Card Benefits

Free Anniversary Night

One of the standout features is the free anniversary night. Cardholders receive a complimentary night at any IHG hotel worldwide, valued up to 40,000 points, on their account anniversary.

This is a wonderful way to celebrate your special day with a free stay at a luxurious location.

Fourth Night Free

When redeeming points for a four-night stay, the fourth night is complimentary.

This benefit extends the value of your points, allowing for longer stays without extra cost.

Global Entry, TSA PreCheck, or NEXUS Credit

Cardholders are eligible for up to $100 credit every four years to cover the cost of Global Entry, TSA PreCheck, or NEXUS membership.

This benefit enhances your travel experience by expediting airport security and customs processes.

Refer-a-Friend Bonus

The IHG Rewards Premier Card features a rewarding referral program.

Cardholders can earn up to 50,000 points annually by referring friends to the card. For each successful referral, you receive 10,000 points, with a maximum of five friends per year.

Additional Travel and Shopping Coverage

The IHG Rewards Premier Card offers extensive travel and shopping protection, ensuring peace of mind during your trips. These protections include:

Travel Insurance

Travel insurance covers a range of unexpected events, providing protection in emergencies.

This includes trip cancellation/interruption insurance, which reimburses non-refundable travel expenses if your trip is canceled or interrupted for a covered reason.

Lost Luggage Reimbursement

If your luggage is lost or delayed, you are covered for the cost of replacement items.

This benefit offers up to $3,000 in reimbursement per passenger for lost or damaged baggage by the carrier.

Purchase Protection

New purchases are protected against damage or theft for 120 days, with a limit of up to $500 per claim and $50,000 per year.

This coverage ensures your new purchases are safeguarded against unforeseen incidents.

Extended Warranty

The extended warranty benefit adds an additional year to the U.S. manufacturer’s warranty on eligible purchases.

This is particularly useful for high-value items, providing extra assurance.

No Foreign Transaction Fees

International travelers will appreciate that the IHG Rewards Premier Card does not impose foreign transaction fees.

This allows you to make purchases abroad without incurring extra costs, making the card ideal for frequent international travelers.

Customer Support and Mobile App

The IHG Rewards Premier Card offers strong customer support, available 24/7 to assist cardholders with any issues or questions.

Additionally, a user-friendly mobile app is provided, allowing cardholders to manage their accounts, track points, and make payments easily.

The app is accessible on both Android and iOS devices, enhancing convenience and accessibility.

✅Consider applying today to start enjoying these benefits and making the most of your travel experiences

Emilly Correa

Emilly Correa has a degree in journalism and a postgraduate degree in digital marketing, specializing in content production for social media. With experience in copywriting and blog management, she combines her passion for writing with digital engagement strategies. She has worked in communications agencies and now dedicates herself to producing informative articles and trend analyses.